Effective Date: June 17, 2026

World IQ Organization ("WorldIQ.org", "we", "our", or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, process, disclose, and protect your information when you access our website, services, assessments, products, and related platforms.

By using WorldIQ.org, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Information We Collect

WorldIQ.org collects information necessary to provide, improve, secure, and personalize our services. The categories of information we collect depend on how you interact with our website, assessments, products, and services.

1.1 Information You Provide Directly

When you register an account, purchase services, complete an assessment, contact us, or otherwise interact with WorldIQ.org, we may collect the following information:

Identity Information

• Full name
• Username
• Date of birth
• Age
• Gender (optional)
• Nationality or country of residence
• Profile photograph (if provided)

Contact Information

• Email address
• Telephone number (if provided)
• Mailing address (if provided)

Educational and Professional Information

• Educational level
• Academic background
• Occupation or profession
• Industry or field of work
• Organization or employer (if provided)

Account Information

• Login credentials
• Password (stored in encrypted or hashed form)
• Account preferences and settings
• Membership information
• Subscription details

Payment and Billing Information

When you purchase products or services, we may collect:

• Billing name
• Billing address
• Transaction records
• Payment method information

Please note that payment card information is generally processed directly by authorized third-party payment providers and is not stored on WorldIQ.org servers unless explicitly stated.

1.2 Assessment and Testing Information

Because WorldIQ.org provides intelligence and cognitive assessments, we may collect information related to your participation in such assessments, including:

Assessment Responses

• Answers submitted during assessments
• Test completion status
• Time spent on individual questions
• Total test duration
• Number of completed assessments

Assessment Results

• IQ scores
• Cognitive performance indicators
• Percentile rankings
• Intelligence profile reports
• Domain-specific performance metrics
• Historical assessment records

Analytical Data

We may generate additional insights based on assessment performance, including:

• Cognitive strengths and weaknesses
• Learning patterns
• Response consistency
• Performance trends over time
• Statistical benchmarking against aggregated populations

These analyses are intended for educational, informational, and research purposes only.

1.3 Technical and Device Information

When you access WorldIQ.org, we automatically collect certain technical information, including:

Device Information

• Device type
• Device identifier
• Operating system
• Browser type and version
• Screen resolution
• Language settings

Connection Information

• IP address
• Internet service provider
• Geographic region or country
• Time zone
• Network information

Website Usage Information

• Pages visited
• Features used
• Session duration
• Clickstream data
• Navigation patterns
• Referral URLs
• Search queries performed on the website

1.4 Cookies and Similar Technologies

WorldIQ.org uses cookies, pixels, local storage, and similar technologies to improve functionality and user experience.

Information collected through these technologies may include:

• User preferences
• Session information
• Authentication status
• Website interactions
• Analytics information
• Marketing and advertising effectiveness metrics

For more information, please refer to our Cookie Policy.

1.5 Communications Information

If you communicate with us through email, customer support, contact forms, surveys, social media channels, or other methods, we may collect:

• Communication content
• Support requests
• Feedback submissions
• Survey responses
• Customer service interactions
• Attachments and files voluntarily submitted

These communications may be retained for quality assurance, dispute resolution, security, and service improvement purposes.

1.6 Information Obtained from Third Parties

We may receive information from trusted third-party sources, including:

• Payment processors
• Authentication providers
• Analytics providers
• Advertising and marketing partners
• Educational institutions or organizations participating in authorized group assessments
• Official business partners and service providers

Such information may be combined with information already held by WorldIQ.org to improve service delivery and user experience.

1.7 Research and Statistical Information

WorldIQ.org may collect and generate aggregated, anonymized, or pseudonymized information for research, scientific, educational, statistical, and product development purposes.

Examples include:

• Population-level assessment statistics
• Demographic trends
• Cognitive performance research
• Psychometric validation studies
• Product performance analysis

Such information is processed in a manner designed to prevent the identification of individual users whenever reasonably possible.

1.8 Information We Do Not Intentionally Collect

WorldIQ.org does not intentionally collect:

• Government-issued identification numbers unless required for verification or legal purposes;
• Biometric identifiers;
• Medical records;
• Health information;
• Political opinions;
• Religious beliefs;
• Trade union membership;
• Genetic data;
• Sexual orientation data;

unless voluntarily provided by the user and required for a specific lawful purpose.

1.9 Information Related to Children

WorldIQ.org may be used by students and young learners in certain jurisdictions.

For users under the age required by applicable law, parental or legal guardian consent may be required before personal information is collected.

We do not knowingly collect personal information from children in violation of applicable laws, including the Children's Online Privacy Protection Act (COPPA) and relevant international regulations.

Parents or legal guardians who believe that a child has provided personal information without proper authorization may contact us at: support@worldiq.org to request review, correction, or deletion of such information.

2. Purposes of Processing Personal Information

WorldIQ.org processes personal information only for legitimate, transparent, and lawful purposes. The information we collect is used to provide our services, improve user experience, maintain platform security, conduct research, and fulfill legal obligations.

Depending on how you interact with our platform, your personal information may be processed for one or more of the following purposes:

2.1 Providing and Managing Services

We use personal information to provide, operate, maintain, and improve the services available through WorldIQ.org.

This may include:

• Creating and managing user accounts;
• Authenticating user identity;
• Providing access to IQ tests, cognitive assessments, and related services;
• Generating assessment results and personalized reports;
• Managing memberships, subscriptions, and user profiles;
• Delivering purchased products, certificates, reports, or digital content;
• Providing customer support and technical assistance.

Without certain personal information, we may be unable to provide some or all requested services.

2.2 Conducting Intelligence Assessments and Cognitive Analysis

As an organization dedicated to the understanding and measurement of human intelligence, WorldIQ.org processes information necessary to conduct assessments and generate meaningful insights.

This may include:

• Evaluating responses submitted during assessments;
• Calculating scores, rankings, and performance indicators;
• Generating personalized intelligence profiles;
• Producing analytical reports and cognitive insights;
• Comparing results against statistical benchmarks and reference populations;
• Tracking assessment history and progress over time.

Assessment results are intended for educational, informational, and personal development purposes and should not be considered medical, psychological, psychiatric, educational, or employment advice.

2.3 Personalization and User Experience

We may use personal information to personalize content and improve the user experience.

This may include:

• Remembering user preferences and settings;
• Displaying personalized content and recommendations;
• Providing customized assessment experiences;
• Adapting content based on language, location, and user preferences;
• Enhancing accessibility and usability.

2.4 Research, Psychometrics, and Scientific Development

WorldIQ.org may process information for research and development purposes related to:

• Intelligence measurement;
• Psychometrics;
• Cognitive science;
• Educational assessment;
• Human learning and development;
• Artificial intelligence-assisted analysis.

Research activities may involve:

• Statistical analysis;
• Validation of assessment methodologies;
• Reliability and validity studies;
• Development of new assessment tools;
• Improvement of scoring algorithms.

Whenever reasonably possible, research data will be anonymized, aggregated, or pseudonymized before analysis.

2.5 Platform Improvement and Innovation

We continuously analyze platform performance to improve our services and develop new features.

Information may be used to:

• Improve website functionality;
• Optimize user journeys;
• Identify technical issues and bugs;
• Develop new assessment products;
• Improve reporting and analytics tools;
• Enhance platform reliability and scalability.

2.6 Customer Support and Communications

Personal information may be processed to communicate with users and respond to inquiries.

This may include:

• Responding to support requests;
• Resolving complaints and disputes;
• Providing technical assistance;
• Sending account-related notifications;
• Confirming transactions and purchases;
• Providing service updates and important announcements.

Communication records may be retained for quality assurance, security, and dispute resolution purposes.

2.7 Marketing and Promotional Activities

Subject to applicable laws and user preferences, WorldIQ.org may use personal information to:

• Send newsletters;
• Share educational content;
• Announce new products and services;
• Inform users about events, competitions, webinars, and programs;
• Conduct surveys and market research.

Users may opt out of marketing communications at any time by following the unsubscribe instructions provided in such communications or by contacting us directly.

2.8 Payment Processing and Financial Administration

Personal information may be used to:

• Process payments;
• Verify transactions;
• Prevent payment fraud;
• Manage subscriptions and recurring billing;
• Issue invoices and receipts;
• Comply with accounting and financial reporting requirements.

Payment transactions may be processed through authorized third-party payment providers.

2.9 Security, Fraud Prevention, and Risk Management

WorldIQ.org processes information to protect users, maintain platform integrity, and prevent misuse.

This may include:

• Monitoring account activity;
• Detecting suspicious behavior;
• Preventing unauthorized access;
• Preventing fraud and abuse;
• Protecting intellectual property;
• Investigating security incidents;
• Enforcing our Terms of Service.

We may use automated monitoring tools and security systems to identify potential threats.

2.10 Compliance with Legal and Regulatory Obligations

We may process personal information where necessary to comply with applicable laws, regulations, court orders, or lawful governmental requests.

This may include:

• Tax and accounting compliance;
• Regulatory reporting;
• Anti-fraud measures;
• Anti-money laundering requirements where applicable;
• Responding to lawful requests from authorities;
• Exercising or defending legal claims.

2.11 Sharing Information with Official Partners and Service Providers

To operate and improve our services, WorldIQ.org may share certain personal information with officially affiliated partners, contractors, service providers, and technology partners.

Such sharing may occur for purposes including:

• Hosting and cloud infrastructure services;
• Payment processing;
• Customer support;
• Website analytics;
• Marketing and communication services;
• Research and assessment development;
• Security monitoring and fraud prevention.

Only information reasonably necessary for the relevant purpose will be shared, and all partners are required to implement appropriate confidentiality, privacy, and security safeguards.

2.12 Artificial Intelligence and Automated Processing

WorldIQ.org may use artificial intelligence (AI), machine learning technologies, and automated systems to:

• Analyze assessment data;
• Generate cognitive insights;
• Produce personalized reports;
• Improve recommendation systems;
• Enhance user experience;
• Support research and product development.

AI-generated analyses are intended to assist users in understanding assessment results and should not be considered professional medical, psychological, educational, or employment advice.

Where required by applicable law, users may request human review of decisions that significantly affect them.

2.13 Aggregated and Anonymized Data

WorldIQ.org may use aggregated, anonymized, or de-identified information for:

• Statistical reporting;
• Academic research;
• Publication of general trends;
• Product development;
• Business intelligence;
• Educational and scientific purposes.

Such information does not identify individual users and may continue to be used after personal identifiers have been removed.

2.14 Protection of Human Potential and Global Research Initiatives

As part of its mission to advance the understanding of human intelligence and cognitive development, WorldIQ.org may process information to support global educational, scientific, and research initiatives aimed at improving the understanding of human potential across different populations, cultures, and generations.

Any such activities will be conducted in accordance with applicable privacy laws and ethical standards.

3. Legal Basis for Processing Personal Data (GDPR and UK GDPR)

WorldIQ.org is committed to processing personal data lawfully, fairly, and transparently. For users located in the European Economic Area (EEA), the United Kingdom (UK), Switzerland, and other jurisdictions with similar privacy regulations, we process personal data only when a valid legal basis exists under applicable data protection laws, including the General Data Protection Regulation (GDPR) and the UK GDPR.

Depending on the nature of the service provided and the purpose of processing, WorldIQ.org may rely on one or more of the following legal bases.

3.1 Consent

We may process personal data when you have voluntarily provided your explicit consent for a specific purpose.

Examples include:

• Creating a user account;
• Participating in IQ tests, cognitive assessments, competitions, or research studies;
• Receiving newsletters, marketing communications, promotional content, or event invitations;
• Allowing the use of non-essential cookies, analytics tools, and tracking technologies;
• Participating in surveys, feedback programs, or beta testing initiatives;
• Publishing testimonials, rankings, achievements, or other information with your permission.

Where processing is based on consent:

• Consent is freely given, specific, informed, and unambiguous;
• You may withdraw your consent at any time;
• Withdrawal of consent will not affect the lawfulness of processing carried out before such withdrawal.

To withdraw consent, users may contact: support@worldiq.org

3.2 Performance of a Contract

We process personal data when such processing is necessary to fulfill a contract between you and WorldIQ.org, or to take steps requested by you before entering into a contract.

Examples include:

• Registering and maintaining your account;
• Providing IQ testing and assessment services;
• Generating personalized reports and analysis;
• Processing purchases and subscriptions;
• Delivering digital products, certificates, or memberships;
• Managing customer support requests;
• Processing payments and transaction records;
• Providing access to premium features and services.

If the required information is not provided, WorldIQ.org may be unable to deliver certain services requested by the user.

3.3 Legitimate Interests

WorldIQ.org may process personal data where such processing is necessary for our legitimate interests, provided those interests do not override your fundamental rights, freedoms, and privacy interests.

Our legitimate interests may include:

Platform Operation and Improvement

• Maintaining and improving website functionality;
• Optimizing user experience;
• Developing new products and services;
• Monitoring system performance and reliability;
• Improving assessment methodologies and reporting systems.

Research and Innovation

• Conducting psychometric validation studies;
• Improving assessment accuracy and reliability;
• Developing new intelligence measurement tools;
• Supporting scientific and educational research initiatives.

Security and Fraud Prevention

• Detecting fraudulent activity;
• Preventing unauthorized access;
• Protecting users and systems against cyber threats;
• Investigating security incidents;
• Enforcing our Terms of Service.

Business Administration

• Internal reporting and analytics;
• Corporate governance;
• Risk management;
• Business planning and quality assurance.

Whenever we rely on legitimate interests, we carefully assess and balance our interests against the privacy rights of users.

3.4 Compliance with Legal Obligations

WorldIQ.org may process personal data when required to comply with applicable laws, regulations, legal processes, or governmental requests.

Examples include:

• Compliance with tax and accounting requirements;
• Financial reporting obligations;
• Anti-fraud and anti-money laundering measures;
• Responding to court orders, subpoenas, or regulatory investigations;
• Compliance with consumer protection laws;
• Maintaining legally required business records;
• Exercising or defending legal claims.

Where processing is required by law, users may not be able to object to such processing.

3.5 Protection of Vital Interests

In limited and exceptional circumstances, WorldIQ.org may process personal data when necessary to protect the vital interests of an individual.

This may include situations involving:

• Threats to life, health, or personal safety;
• Emergency situations;
• Protection of vulnerable individuals where consent cannot reasonably be obtained.

3.6 Scientific Research, Statistical Analysis, and Educational Purposes

As part of its mission to advance the understanding of human intelligence and cognitive development, WorldIQ.org may process personal data for scientific, educational, and statistical purposes.

Examples include:

• Intelligence research;
• Cognitive science studies;
• Psychometric validation;
• Population-level benchmarking;
• Educational research;
• Development of assessment methodologies.

Where possible, research data will be anonymized, aggregated, or pseudonymized to reduce privacy risks.

Personal information will not be publicly disclosed without appropriate legal basis or user consent unless required by law.

3.7 Artificial Intelligence and Automated Processing

WorldIQ.org may use artificial intelligence (AI), machine learning systems, and automated analytical tools to process information and generate assessment outcomes.

Such processing may include:

• Automated scoring of assessments;
• Generation of cognitive profiles;
• Personalized recommendations;
• Statistical benchmarking;
• Identification of learning patterns and performance trends.

These systems are designed to support assessment and analysis activities and are not intended to make legally binding decisions regarding users.

Where required by law, users have the right to:

• Request meaningful information about automated processing;
• Object to certain forms of automated decision-making;
• Request human review of decisions that significantly affect them.

3.8 International Data Processing and Cross-Border Transfers

Because WorldIQ.org serves users worldwide, personal data may be processed, stored, or transferred outside the user's country of residence.

Such transfers may occur when:

• Using international cloud infrastructure providers;
• Working with authorized payment processors;
• Collaborating with technology partners;
• Providing global customer support services;
• Conducting international research activities.

Where required under GDPR or UK GDPR, WorldIQ.org implements appropriate safeguards, including:

• Standard Contractual Clauses (SCCs);
• Data Processing Agreements (DPAs);
• Technical and organizational security measures;
• Access controls and encryption standards.

3.9 Rights Related to Legal Basis of Processing

Depending on applicable law and the legal basis relied upon, users may have the right to:

• Request access to their personal data;
• Correct inaccurate information;
• Request deletion of personal data;
• Restrict processing;
• Object to processing based on legitimate interests;
• Withdraw consent at any time;
• Request data portability;
• Lodge a complaint with a competent supervisory authority.

WorldIQ.org is committed to respecting and facilitating these rights in accordance with applicable data protection laws.

For questions regarding the legal basis for processing personal data or to exercise your privacy rights, please contact:

Privacy Officer
World IQ Organization
Support: support@worldiq.org

4. User Rights

WorldIQ.org respects the privacy and data protection rights of all users. We are committed to ensuring that individuals maintain appropriate control over their personal information and are able to exercise their rights in accordance with applicable privacy and data protection laws, including the General Data Protection Regulation (GDPR), UK GDPR, California Consumer Privacy Act (CCPA/CPRA), and other relevant regulations.

Subject to applicable laws and certain limitations, users may exercise the following rights regarding their personal information.

4.1 Right to Be Informed

Users have the right to receive clear, transparent, and easily understandable information regarding:

• What personal information is collected;
• The purposes for which personal information is processed;
• The legal basis for processing;
• Categories of third parties with whom information may be shared;
• Data retention periods;
• International data transfers;
• Security measures used to protect personal information;
• The rights available to users under applicable law.

WorldIQ.org provides this information through this Privacy Policy and related notices.

4.2 Right of Access

Users have the right to request confirmation as to whether WorldIQ.org processes their personal information.

Where personal information is processed, users may request access to:

• The personal information held about them;
• Categories of information collected;
• Sources from which information was obtained;
• Purposes of processing;
• Recipients or categories of recipients who have received the information;
• Data retention periods;
• Information regarding automated decision-making, where applicable.

Upon successful identity verification, WorldIQ.org will provide a copy of the requested information in accordance with applicable laws.

4.3 Right to Rectification

Users have the right to request correction, updating, or completion of inaccurate, incomplete, or outdated personal information.

Examples include:

• Incorrect name or contact information;
• Incorrect date of birth;
• Outdated account details;
• Errors in profile information;
• Incorrect demographic or educational information.

WorldIQ.org will take reasonable steps to verify and correct such information promptly.

4.4 Right to Erasure ("Right to Be Forgotten")

Users may request deletion of their personal information where permitted by applicable law.

Such requests may be granted when:

• Personal information is no longer necessary for the purpose for which it was collected;
• Consent has been withdrawn and no alternative legal basis exists;
• The user successfully objects to processing;
• Personal information has been processed unlawfully;
• Deletion is required by law.

However, WorldIQ.org may retain certain information where necessary to:

• Comply with legal obligations;
• Maintain financial and accounting records;
• Prevent fraud and abuse;
• Resolve disputes;
• Enforce agreements;
• Protect legal rights and interests;
• Maintain security and audit records.

4.5 Right to Restrict Processing

Users may request that WorldIQ.org temporarily restrict the processing of their personal information under certain circumstances.

Examples include:

• The accuracy of information is disputed;
• Processing is believed to be unlawful;
• The information is no longer needed by WorldIQ.org but is required by the user for legal purposes;
• An objection to processing is under review.

During the restriction period, personal information may continue to be stored but will not be actively processed except where permitted by law.

4.6 Right to Data Portability

Where processing is based on consent or contractual necessity and carried out by automated means, users may request a copy of their personal information in a structured, commonly used, and machine-readable format.

Users may also request, where technically feasible, that such information be transferred directly to another organization or service provider.

Examples may include:

• Account information;
• Assessment history;
• Assessment results;
• Transaction records;
• Information voluntarily provided by the user.

4.7 Right to Object

Users have the right to object to certain types of processing, particularly where processing is based on WorldIQ.org's legitimate interests.

Users may object to:

• Direct marketing communications;
• Certain profiling activities;
• Behavioral analytics used for marketing purposes;
• Processing based solely on legitimate interests.

Upon receiving an objection request, WorldIQ.org will evaluate the request and cease processing where required by applicable law.

4.8 Right to Withdraw Consent

Where processing is based on consent, users may withdraw that consent at any time.

Withdrawal of consent:

• Will not affect the lawfulness of prior processing;
• May limit access to certain services or features;
• Will be processed within a reasonable timeframe following verification.

Users may withdraw consent through account settings, unsubscribe mechanisms, or by contacting WorldIQ.org directly.

4.9 Rights Related to Automated Processing and Artificial Intelligence

WorldIQ.org may use automated technologies, including artificial intelligence (AI), machine learning, statistical algorithms, and automated scoring systems to analyze assessment data and generate reports.

Users may have the right to:

• Receive meaningful information regarding automated processing;
• Request clarification of assessment methodologies;
• Object to certain forms of automated processing where permitted by law;
• Request human review of decisions that significantly affect them.

WorldIQ.org does not use automated systems to make decisions that produce legal effects or similarly significant impacts regarding employment, credit, insurance, healthcare, or other regulated activities.

4.10 Right to Lodge a Complaint

Users who believe their privacy rights have been violated may file a complaint with the relevant data protection authority in their jurisdiction.

For users located in the European Economic Area (EEA), United Kingdom, or other jurisdictions with supervisory authorities, complaints may be submitted directly to the competent authority responsible for data protection matters.

WorldIQ.org encourages users to contact us first so that concerns may be reviewed and resolved efficiently whenever possible.

4.11 California Privacy Rights (CCPA/CPRA)

For California residents, additional rights may apply under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA).

These rights may include:

• The right to know what personal information is collected;
• The right to know how personal information is used and shared;
• The right to request deletion of personal information;
• The right to request correction of inaccurate information;
• The right to limit the use of sensitive personal information where applicable;
• The right not to be discriminated against for exercising privacy rights.

WorldIQ.org does not sell personal information to third parties.

4.12 Non-Discrimination

WorldIQ.org will not discriminate against any individual for exercising their privacy rights.

Users who exercise their privacy rights will continue to receive equal access to services and support, except where specific information is necessary to provide certain features, products, or services requested by the user.

4.13 How to Exercise Your Rights

Users may submit requests regarding their privacy rights by contacting:

Privacy Officer
World IQ Organization

Email: privacy@worldiq.org
Support Email: support@worldiq.org

To protect user privacy and security, WorldIQ.org may require identity verification before processing requests.

We will respond to verified requests within the timeframes required by applicable laws and regulations.

4.14 Response Time and Verification

WorldIQ.org will make reasonable efforts to respond to verified privacy requests without undue delay.

Depending on the complexity of the request and applicable legal requirements:

• Additional information may be requested to verify identity;
• Certain requests may be denied where exemptions apply under law;
• Users will be informed of the outcome of their request and any actions taken.

All requests will be handled in a fair, transparent, and secure manner.

5. Cross-Border Data Transfers

As a global platform serving users from multiple countries and regions, WorldIQ.org may transfer, store, access, or process personal information outside the country in which the information was originally collected.

By using WorldIQ.org, you acknowledge and understand that your personal information may be transferred to, stored in, or processed in jurisdictions that may have data protection laws different from those of your country of residence.

WorldIQ.org is committed to ensuring that all international data transfers are conducted in accordance with applicable privacy and data protection laws, including the General Data Protection Regulation (GDPR), UK GDPR, California Consumer Privacy Act (CCPA/CPRA), and other relevant regulations.

5.1 Why We Transfer Data Across Borders

To provide reliable, secure, and globally accessible services, WorldIQ.org may transfer personal information internationally for purposes including:

• Hosting and maintaining website infrastructure;
• Cloud computing and data storage services;
• Processing online payments and financial transactions;
• Delivering customer support services;
• Conducting security monitoring and fraud prevention activities;
• Performing data analytics and platform optimization;
• Conducting scientific, educational, and psychometric research;
• Operating artificial intelligence (AI) and automated assessment systems;
• Collaborating with authorized business partners and service providers;
• Supporting international operations and administration.

Such transfers are necessary to ensure the efficient delivery and continuous improvement of our services.

5.2 Countries Where Data May Be Processed

Personal information may be transferred to or processed in countries where:

• WorldIQ.org operates;
• Our cloud service providers maintain data centers;
• Our payment processors operate;
• Our technology partners provide services;
• Our authorized contractors and service providers are located.

These countries may include, but are not limited to:

• Vietnam;
• Singapore;
• United States;
• United Kingdom;
• Member States of the European Union;
• Australia;
• Canada;
• Other jurisdictions where our approved service providers maintain operations.

The actual locations may change over time depending on business and operational requirements.

5.3 Safeguards for International Transfers

Where required by applicable law, WorldIQ.org implements appropriate safeguards to protect personal information transferred across borders.

Such safeguards may include:

Standard Contractual Clauses (SCCs)

Where personal information is transferred outside the European Economic Area (EEA) or the United Kingdom, we may rely on Standard Contractual Clauses approved by the European Commission or UK authorities.

Data Processing Agreements (DPAs)

We enter into contractual agreements with service providers and partners requiring them to:

• Protect personal information;
• Process information only for authorized purposes;
• Maintain appropriate confidentiality obligations;
• Implement suitable security measures;
• Comply with applicable privacy laws.

Technical Security Measures

WorldIQ.org may implement:

• Encryption of data in transit and at rest;
• Access controls and authentication mechanisms;
• Security monitoring systems;
• Data minimization practices;
• Regular security assessments.

Organizational Safeguards

We may implement:

• Internal privacy and security policies;
• Employee confidentiality obligations;
• Privacy and security training programs;
• Restricted access based on operational necessity.

5.4 Transfers to Third-Party Service Providers

WorldIQ.org may share personal information with trusted third-party service providers located in different countries when necessary to provide services.

Examples include:

• Cloud hosting providers;
• Payment processors;
• Customer support platforms;
• Email and communication providers;
• Analytics and performance monitoring services;
• Cybersecurity providers;
• Artificial intelligence and data processing platforms.

All third-party service providers are required to process personal information in accordance with contractual obligations and applicable privacy laws.

5.5 International Research and Educational Initiatives

As part of its mission to advance the understanding of human intelligence and cognitive development, WorldIQ.org may participate in international educational, scientific, and research collaborations.

Where personal information is involved in such activities:

• Data will be processed only for legitimate and lawful purposes;
• Appropriate safeguards will be applied;
• Personal information will be anonymized, aggregated, or pseudonymized whenever reasonably possible;
• Research partners will be required to comply with applicable privacy obligations.

No personally identifiable information will be publicly disclosed without an appropriate legal basis or user consent unless otherwise required by law.

5.6 User Acknowledgement of International Transfers

By accessing or using WorldIQ.org, users acknowledge that personal information may be transferred to, stored in, or processed in countries outside their country of residence.

Such transfers may be necessary to:

• Provide requested services;
• Maintain platform functionality;
• Process transactions;
• Conduct research and analytics;
• Improve user experience;
• Ensure platform security and reliability.

WorldIQ.org will take reasonable steps to ensure that personal information remains protected regardless of where it is processed.

5.7 Additional Rights for EEA and UK Users

If you are located in the European Economic Area (EEA) or the United Kingdom, you may have the right to request information regarding:

• The countries to which your personal information is transferred;
• The safeguards used to protect transferred data;
• Copies of relevant transfer mechanisms where legally permitted.

Requests may be submitted to:

Privacy Officer
World IQ Organization
Support Email: support@worldiq.org

5.8 Changes to International Transfer Practices

WorldIQ.org may update its international data transfer practices as technology, business operations, legal requirements, and service providers evolve.

Any material changes affecting cross-border data transfers will be reflected in this Privacy Policy and, where required by law, users will be notified through appropriate channels.

WorldIQ.org remains committed to protecting personal information and ensuring that international data transfers are conducted responsibly, securely, and in compliance with applicable laws.

6. Sharing Personal Information with Third Parties

WorldIQ.org respects the privacy of its users and does not sell personal information to third parties. However, in order to provide, operate, maintain, improve, and secure our services, we may share certain personal information with trusted third parties under appropriate contractual, legal, and security safeguards.

Any sharing of personal information is limited to what is reasonably necessary for the relevant purpose and is conducted in accordance with applicable privacy and data protection laws.

6.1 Categories of Third Parties with Whom We May Share Information

WorldIQ.org may share personal information with the following categories of third parties:

Service Providers

Third-party companies and individuals that provide services on our behalf, including:

• Cloud hosting providers;
• Data storage providers;
• Content delivery network (CDN) providers;
• Website infrastructure providers;
• Customer support platforms;
• Email and communication service providers;
• Authentication and identity verification providers;
• Security monitoring providers.

Examples may include Amazon Web Services (AWS), Google Cloud, Microsoft Azure, Cloudflare, and similar service providers.

Payment Processing Partners

To process payments and financial transactions, WorldIQ.org may share necessary information with authorized payment providers.

Such providers may include:

• PayPal;
• Stripe;
• Paddle;
• Airwallex;
• Lemon Squeezy;
• Dodo Payments;
• Other authorized payment processors.

Information shared may include:

• Name;
• Email address;
• Billing information;
• Transaction details;
• Payment status.

WorldIQ.org does not store complete payment card information unless expressly stated and legally permitted.

Analytics and Performance Providers

We may share certain technical and usage information with analytics providers to help us understand platform performance and improve user experience.

Such information may include:

• Device information;
• Browser information;
• IP address;
• Website usage data;
• Session statistics;
• User interaction patterns.

Analytics providers may include:

• Google Analytics;
• Microsoft Clarity;
• Similar analytics platforms.

Artificial Intelligence and Technology Partners

WorldIQ.org may use artificial intelligence and machine learning technologies provided by third-party partners to support assessment analysis, reporting, customer support, content generation, and product development.

Information shared with such providers may be limited to what is necessary to provide the requested functionality.

Examples may include:

• AI-assisted assessment analysis;
• Natural language processing;
• Automated report generation;
• Customer support automation;
• Research and development activities.

Whenever feasible, information will be anonymized, pseudonymized, or minimized before being processed by AI systems.

Research, Educational, and Scientific Partners

As part of its mission to advance the understanding of human intelligence and cognitive development, WorldIQ.org may collaborate with universities, educational institutions, research organizations, scientific communities, and professional partners.

In such cases:

• Personal information will only be shared when legally permitted;
• Appropriate safeguards will be implemented;
• Data may be anonymized, aggregated, or pseudonymized whenever possible;
• Research partners will be required to comply with applicable privacy and confidentiality obligations.

Official Business Partners

WorldIQ.org may collaborate with officially affiliated partners to provide, enhance, or expand services available to users.

Such partners may assist with:

• Educational programs;
• Certification services;
• Talent assessment projects;
• Corporate assessment programs;
• Events and competitions;
• Customer support and service delivery;
• Product development and innovation.

To improve service quality and user experience, WorldIQ.org may share relevant personal information with officially affiliated third-party partners where necessary for the provision, enhancement, personalization, or support of services requested by users.

All such partners are required to implement appropriate privacy, confidentiality, and security measures and may only process personal information for authorized purposes.

6.2 Legal and Regulatory Disclosures

WorldIQ.org may disclose personal information when required or permitted by law, including:

• Compliance with legal obligations;
• Court orders or judicial proceedings;
• Government or regulatory requests;
• Law enforcement investigations;
• Protection of legal rights;
• Fraud prevention and security investigations;
• Enforcement of contracts and policies.

We will only disclose information to the extent reasonably necessary under the circumstances.

6.3 Business Transfers

If WorldIQ.org is involved in a merger, acquisition, investment transaction, restructuring, sale of assets, corporate reorganization, or similar business transaction, personal information may be transferred as part of that transaction.

In such circumstances:

• Appropriate confidentiality protections will be applied;
• Users will be notified where required by law;
• The receiving entity will be required to respect applicable privacy obligations.

6.4 International Sharing of Information

Because WorldIQ.org operates globally, personal information may be shared with authorized partners, service providers, and contractors located in different countries.

Where personal information is transferred internationally, WorldIQ.org will implement appropriate safeguards, including:

• Standard Contractual Clauses (SCCs);
• Data Processing Agreements (DPAs);
• Technical and organizational security measures;
• Encryption and access controls.

Additional details are available in the "Cross-Border Data Transfers" section of this Privacy Policy.

6.5 Information We Do Not Sell

WorldIQ.org does not sell, rent, or trade users' personal information to third parties for monetary consideration.

We do not permit third parties to purchase user data for advertising, marketing, or commercial profiling purposes.

6.6 Data Minimization Principle

When sharing personal information with third parties, WorldIQ.org follows the principle of data minimization.

We only share:

• Information necessary for the specific purpose;
• Information authorized by applicable law;
• Information protected by contractual and technical safeguards.

We do not provide unrestricted access to user data.

6.7 Third-Party Responsibilities

Third parties receiving personal information from WorldIQ.org are expected to:

• Process information only for authorized purposes;
• Maintain confidentiality;
• Implement appropriate security measures;
• Comply with applicable privacy laws;
• Assist with data subject rights requests where required.

Failure to comply with these obligations may result in termination of the business relationship.

6.8 User Consent and Control

Where required by applicable law, WorldIQ.org will obtain user consent before sharing personal information with third parties.

Users may also have the right to:

• Request information about third-party disclosures;
• Object to certain sharing activities;
• Withdraw consent where consent is the legal basis;
• Exercise other privacy rights as described in this Privacy Policy.

Requests may be submitted to:

Privacy Officer
World IQ Organization
Support Email: support@worldiq.org

 

7. Children's Privacy and Protection of Minors

WorldIQ.org is committed to protecting the privacy, safety, and well-being of children and minors who may access or use our services. We recognize that children require additional privacy protections and are dedicated to processing children's personal information responsibly and in compliance with applicable laws and regulations.

This section explains how WorldIQ.org handles personal information relating to children and minors.

7.1 Commitment to Children's Privacy

WorldIQ.org does not knowingly collect, use, disclose, or process personal information from children in violation of applicable laws.

We are committed to:

• Protecting the privacy rights of children;
• Minimizing the collection of children's personal information;
• Implementing appropriate safeguards for children's data;
• Respecting parental rights regarding children's personal information;
• Complying with applicable child privacy laws, including:
  • Children's Online Privacy Protection Act (COPPA) in the United States;
  • General Data Protection Regulation (GDPR);
  • UK GDPR;
  • Applicable national and regional child privacy regulations.

7.2 Age Requirements

The services offered by WorldIQ.org are generally intended for individuals who are capable of providing legally valid consent under the laws of their jurisdiction.

Depending on the user's location:

• Individuals who have reached the applicable age of digital consent may use the services independently.
• Children below the applicable age of digital consent may only use certain services with the consent and supervision of a parent or legal guardian.

For users located in the European Economic Area (EEA) and the United Kingdom, the age of digital consent may vary by country but generally ranges between 13 and 16 years old.

7.3 Information We May Collect from Children

Where permitted by law and where appropriate parental consent has been obtained, WorldIQ.org may collect limited personal information from children, including:

• Name or nickname;
• Age or age range;
• Country or region of residence;
• Educational level or school grade;
• Account credentials;
• Assessment responses;
• Assessment results and reports;
• Technical and device information;
• Usage and activity information.

We seek to collect only the minimum amount of information reasonably necessary to provide the requested service.

7.4 Parental Consent

Where required by law, WorldIQ.org will obtain verifiable parental or guardian consent before collecting, using, or disclosing personal information from a child.

Parental consent may be obtained through methods such as:

• Email confirmation;
• Account verification procedures;
• Payment verification;
• Consent forms;
• Other legally recognized verification mechanisms.

Parents or legal guardians may withdraw consent at any time by contacting WorldIQ.org.

7.5 Use of Children's Information

Children's personal information may only be used for legitimate and lawful purposes, including:

• Providing requested assessments;
• Generating assessment reports;
• Managing user accounts;
• Delivering educational content;
• Improving service functionality;
• Maintaining platform security;
• Complying with legal obligations.

WorldIQ.org does not use children's personal information for behavioral advertising or profiling intended to target children with commercial marketing.

7.6 Sharing Children's Information

WorldIQ.org does not sell children's personal information.

Children's information may only be shared:

• With parents or legal guardians;
• With authorized service providers acting on our behalf;
• When required by law;
• To protect the safety, rights, or security of a child or other individuals;
• In connection with legitimate educational or research activities that comply with applicable laws and ethical standards.

Any third party receiving children's information must implement appropriate safeguards and confidentiality protections.

7.7 Educational and Research Activities

As part of its mission to advance understanding of human intelligence and cognitive development, WorldIQ.org may conduct educational or scientific research involving aggregated or anonymized assessment data.

Where children's information is involved:

• Appropriate legal requirements will be followed;
• Required parental consent will be obtained where applicable;
• Personally identifiable information will be removed whenever possible;
• Research activities will be conducted in accordance with ethical and legal standards.

7.8 Parents' and Guardians' Rights

Parents and legal guardians may have the right to:

• Review personal information collected from their child;
• Request correction of inaccurate information;
• Request deletion of their child's information;
• Withdraw previously granted consent;
• Restrict certain processing activities;
• Request information regarding how their child's information is used;
• Object to certain processing activities where permitted by law.

Requests may be submitted to WorldIQ.org using the contact information provided below.

7.9 Data Retention for Children's Information

WorldIQ.org retains children's personal information only for as long as reasonably necessary to:

• Provide requested services;
• Maintain user accounts;
• Comply with legal obligations;
• Resolve disputes;
• Protect platform security.

When personal information is no longer required, it will be securely deleted, anonymized, or otherwise disposed of in accordance with applicable laws.

7.10 Protection Measures

WorldIQ.org implements additional safeguards designed to protect children's information, including:

• Data minimization practices;
• Access controls;
• Encryption technologies;
• Restricted employee access;
• Security monitoring;
• Regular privacy and security reviews.

We continuously evaluate and improve our safeguards to ensure an appropriate level of protection for children's personal information.

7.11 Unauthorized Child Accounts

If WorldIQ.org becomes aware that personal information has been collected from a child without the legally required parental consent, we may:

• Suspend or terminate the account;
• Remove the personal information;
• Restrict access to certain services;
• Take any other action necessary to comply with applicable laws.

Parents or guardians who believe that their child has provided personal information without authorization are encouraged to contact us immediately.

7.12 Contact Regarding Children's Privacy

Questions regarding children's privacy or requests related to a child's personal information may be directed to:

Privacy Officer
World IQ Organization
Support Email: support@worldiq.org

WorldIQ.org takes children's privacy seriously and is committed to protecting young users in accordance with applicable legal, ethical, and industry standards.

8. Cookie Policy

WorldIQ.org uses cookies and similar technologies to improve website functionality, enhance user experience, analyze website performance, maintain security, and provide personalized services.

This Cookie Policy explains what cookies are, how we use them, the types of cookies we use, and the choices available to users regarding cookies.

By continuing to use WorldIQ.org, you acknowledge that cookies and similar technologies may be used as described in this Cookie Policy, subject to applicable legal requirements and your consent preferences where required by law.

8.1 What Are Cookies?

Cookies are small text files that are stored on your computer, smartphone, tablet, or other device when you visit a website.

Cookies allow websites to recognize a user's device, remember preferences, improve functionality, and collect information about website usage.

Cookies generally do not contain information that directly identifies an individual user. However, information collected through cookies may be associated with other information held by WorldIQ.org.

In addition to cookies, we may use similar technologies including:

• Web beacons;
• Tracking pixels;
• Local storage technologies;
• Device identifiers;
• Analytics scripts;
• Session identifiers.

For the purposes of this policy, these technologies are collectively referred to as "Cookies."

8.2 Why We Use Cookies

WorldIQ.org uses cookies for a variety of purposes, including:

• Maintaining website functionality;
• Enabling user authentication;
• Keeping users logged into their accounts;
• Remembering user preferences and settings;
• Improving website performance;
• Analyzing website traffic and usage patterns;
• Detecting and preventing fraud or security threats;
• Personalizing content and user experience;
• Measuring the effectiveness of communications and services;
• Supporting research, analytics, and product development.

8.3 Types of Cookies We Use

Strictly Necessary Cookies

These cookies are essential for the operation of WorldIQ.org and cannot be disabled through our systems.

They may be used to:

• Enable website navigation;
• Authenticate users;
• Maintain login sessions;
• Protect against fraudulent activity;
• Ensure website security;
• Process transactions.

Without these cookies, certain features and services may not function properly.

Functional Cookies

Functional cookies allow WorldIQ.org to remember choices made by users and provide enhanced functionality.

Examples include:

• Language preferences;
• Region or country settings;
• User interface preferences;
• Accessibility settings;
• Account preferences.

These cookies help provide a more personalized experience.

Performance and Analytics Cookies

These cookies help us understand how users interact with our website and services.

Information collected may include:

• Pages visited;
• Time spent on pages;
• Navigation paths;
• Device information;
• Browser information;
• Website performance metrics.

Examples of analytics providers may include:

• Google Analytics;
• Microsoft Clarity;
• Similar analytics platforms.

Analytics information is generally aggregated and used to improve our services.

Security Cookies

Security cookies help protect both users and WorldIQ.org from unauthorized access, abuse, and cyber threats.

They may be used to:

• Detect suspicious activity;
• Prevent fraudulent logins;
• Protect user accounts;
• Monitor security events;
• Enforce platform integrity.

Personalization Cookies

These cookies allow us to tailor content, recommendations, and user experiences based on user preferences and interactions.

Examples include:

• Personalized recommendations;
• Customized assessment experiences;
• Remembering previous interactions;
• Displaying relevant content.

Advertising and Marketing Cookies

Where permitted by law and with user consent where required, WorldIQ.org may use cookies to:

• Measure marketing effectiveness;
• Understand campaign performance;
• Deliver relevant communications;
• Limit repetitive advertisements.

WorldIQ.org does not sell personal information collected through cookies.

8.4 Third-Party Cookies

Some cookies may be placed by trusted third-party service providers.

These third parties may include:

• Analytics providers;
• Cloud service providers;
• Payment processors;
• Customer support platforms;
• Security providers;
• Communication providers.

Third-party cookies are governed by the privacy policies of the respective providers.

WorldIQ.org does not control the operation of third-party cookies once deployed by those providers.

8.5 Cookies Used for Artificial Intelligence and Analytics

WorldIQ.org may use cookies and related technologies to support:

• Artificial intelligence systems;
• Machine learning models;
• User experience optimization;
• Assessment performance analysis;
• Product development;
• Statistical research.

Whenever possible, data used for research and development purposes will be anonymized, aggregated, or pseudonymized.

8.6 Cookie Retention Periods

Cookies may remain on a device for different periods of time depending on their purpose.

Session Cookies

Session cookies are temporary and are deleted automatically when the browser is closed.

Persistent Cookies

Persistent cookies remain on a device for a specified period or until manually deleted by the user.

Retention periods may vary depending on:

• Cookie type;
• Service requirements;
• Legal obligations;
• Security considerations.

8.7 User Control and Cookie Preferences

Users have the right to manage their cookie preferences.

Depending on applicable law and browser functionality, users may:

• Accept cookies;
• Reject non-essential cookies;
• Delete existing cookies;
• Configure browser settings to block cookies;
• Withdraw previously granted cookie consent.

Most web browsers provide tools for managing cookie preferences.

Please note that disabling certain cookies may affect website functionality and limit access to some features.

8.8 GDPR and UK GDPR Cookie Rights

For users located in the European Economic Area (EEA) and the United Kingdom:

• Non-essential cookies will only be used where required consent has been obtained;
• Users may withdraw consent at any time;
• Consent choices will be respected and recorded where legally required;
• Users may request additional information regarding cookie processing activities.

8.9 California Privacy Rights (CCPA/CPRA)

California residents may have additional rights regarding information collected through cookies and similar technologies.

Such rights may include:

• The right to know what information is collected;
• The right to request deletion of information;
• The right to request correction of information;
• The right to opt out of certain forms of information sharing where applicable.

WorldIQ.org does not sell personal information collected through cookies.

8.10 Updates to This Cookie Policy

WorldIQ.org may update this Cookie Policy from time to time to reflect:

• Changes in technology;
• Changes in legal requirements;
• Changes in business operations;
• Changes in the cookies and technologies used by the platform.

Any updates will be published on this page together with the updated effective date.

Continued use of WorldIQ.org following publication of updates constitutes acknowledgement of the revised Cookie Policy.

8.11 Contact Information

If you have any questions regarding this Cookie Policy or our use of cookies, please contact:

Privacy Officer
World IQ Organization
Support Email: support@worldiq.org
Website: https://worldiq.org

9. Data Retention

WorldIQ.org retains personal information only for as long as necessary to fulfill the purposes for which the information was collected, including providing services, maintaining platform functionality, complying with legal obligations, resolving disputes, enforcing agreements, conducting research, and protecting the security and integrity of our systems.

We are committed to applying data minimization and storage limitation principles and will not retain personal information longer than reasonably necessary unless required or permitted by law.

9.1 General Retention Principles

WorldIQ.org determines retention periods based on:

• The nature and sensitivity of the information;
• The purpose for which the information was collected;
• Legal, regulatory, accounting, and tax requirements;
• Contractual obligations;
• Security and fraud prevention needs;
• Research and statistical requirements;
• User requests and preferences;
• Legitimate business interests.

When personal information is no longer required, it will be securely deleted, anonymized, aggregated, or otherwise disposed of in accordance with applicable laws and industry standards.

9.2 Account Information

Information associated with a user account may be retained for as long as the account remains active.

Such information may include:

• Name;
• Email address;
• Username;
• Profile information;
• Account settings;
• Login history;
• Membership information.

If an account becomes inactive or is deleted, WorldIQ.org may retain certain information for a limited period to:

• Prevent fraud and abuse;
• Resolve disputes;
• Comply with legal obligations;
• Maintain security records;
• Enforce contractual rights.

9.3 Assessment Data and Results

WorldIQ.org may retain assessment-related information, including:

• Assessment responses;
• Assessment scores;
• IQ results;
• Cognitive analysis reports;
• Historical assessment records;
• Benchmarking information.

Retention of assessment data allows users to:

• Access historical results;
• Track intellectual development over time;
• Compare future assessments;
• Obtain replacement reports or certificates.

Unless otherwise requested by the user or required by law, assessment data may be retained for as long as reasonably necessary to provide these services.

9.4 Transaction and Payment Records

WorldIQ.org may retain transaction-related information, including:

• Purchase history;
• Payment records;
• Invoices;
• Billing information;
• Subscription records.

Such information may be retained for the period required by:

• Tax regulations;
• Accounting requirements;
• Financial reporting obligations;
• Audit requirements;
• Fraud prevention obligations.

Financial records may be retained even after account deletion where required by applicable law.

9.5 Customer Support Communications

Information contained in support requests, customer service communications, complaints, feedback, and correspondence may be retained for purposes including:

• Resolving ongoing issues;
• Quality assurance;
• Staff training;
• Legal compliance;
• Security investigations;
• Service improvement.

Retention periods may vary depending on the nature of the communication.

9.6 Technical, Security, and Log Data

WorldIQ.org may retain technical and security-related information such as:

• IP addresses;
• Device information;
• Login records;
• Access logs;
• Security event logs;
• Error reports;
• Fraud detection records.

Such information may be retained to:

• Maintain platform security;
• Investigate incidents;
• Prevent abuse and fraud;
• Monitor system performance;
• Comply with legal obligations.

Retention periods may vary depending on operational and security requirements.

9.7 Research and Statistical Data

As part of its mission to advance the understanding of human intelligence and cognitive development, WorldIQ.org may retain anonymized, aggregated, or pseudonymized information for:

• Scientific research;
• Educational research;
• Psychometric validation;
• Statistical analysis;
• Product development;
• Quality assurance.

Where feasible, personally identifiable information will be removed before long-term retention for research purposes.

Anonymized information that can no longer identify an individual may be retained indefinitely.

9.8 Children's Information

Personal information relating to children will be retained only for as long as necessary to provide the requested services, comply with legal obligations, or fulfill educational and assessment purposes.

Parents or legal guardians may request deletion of a child's personal information, subject to applicable legal requirements and exceptions.

WorldIQ.org will take reasonable steps to ensure that children's information is not retained longer than necessary.

9.9 Deletion Requests

Users may request deletion of their personal information at any time, subject to applicable legal and contractual limitations.

Upon receiving a verified deletion request, WorldIQ.org may:

• Delete personal information;
• Anonymize personal information;
• Restrict further processing;
• Remove account access.

However, certain information may be retained where necessary to:

• Comply with legal obligations;
• Complete ongoing transactions;
• Resolve disputes;
• Prevent fraud and abuse;
• Protect legal rights;
• Maintain security records.

9.10 Data Backup and Disaster Recovery

Personal information may remain in secure backup systems for a limited period after deletion from active systems.

Backup retention may be necessary to:

• Maintain business continuity;
• Recover from technical failures;
• Protect against accidental data loss;
• Ensure disaster recovery capabilities.

Access to backup data is strictly controlled and limited to authorized personnel.

9.11 Anonymization and Aggregation

Where appropriate, WorldIQ.org may convert personal information into anonymized, aggregated, or de-identified data.

Once information has been irreversibly anonymized and can no longer reasonably identify an individual, it is no longer considered personal data under many privacy laws.

Such anonymized information may be retained and used for:

• Research;
• Statistical reporting;
• Product development;
• Educational initiatives;
• Scientific publications;
• Benchmarking studies.

9.12 Legal Holds and Exceptional Circumstances

WorldIQ.org may retain information beyond ordinary retention periods where necessary to:

• Comply with court orders;
• Respond to regulatory investigations;
• Preserve evidence;
• Defend legal claims;
• Exercise legal rights;
• Protect public safety or platform security.

Information subject to legal holds may remain retained until the relevant matter is fully resolved.

9.13 Retention Period Reviews

WorldIQ.org periodically reviews retention periods to ensure that personal information is not retained longer than necessary.

Retention schedules may be updated to reflect:

• Changes in applicable laws;
• Regulatory requirements;
• Technological developments;
• Business operations;
• Security considerations.

9.14 Contact Regarding Data Retention

Questions regarding data retention practices or requests relating to deletion of personal information may be directed to:

Privacy Officer
World IQ Organization
Support Email: support@worldiq.org

WorldIQ.org is committed to handling personal information responsibly and retaining data only for as long as necessary to achieve legitimate business, educational, scientific, legal, and security purposes.

10. California Privacy Rights (CCPA/CPRA)

This section applies exclusively to residents of the State of California and supplements the other provisions of this Privacy Policy. It is intended to comply with the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act of 2020 (CPRA), and any related regulations.

If you are a California resident, you may have certain rights regarding your personal information, subject to applicable exceptions and limitations under California law.

10.1 Categories of Personal Information Collected

During the preceding twelve (12) months, WorldIQ.org may have collected the following categories of personal information:

Identifiers

• Name;
• Username;
• Email address;
• Account ID;
• IP address;
• Device identifiers;
• Online identifiers.

Personal Information Records

• Billing information;
• Transaction history;
• Subscription information;
• Account-related information.

Internet or Electronic Network Activity

• Website browsing activity;
• Interaction with platform features;
• Session information;
• Device and browser information;
• Log data.

Educational and Assessment Information

• Assessment responses;
• IQ test results;
• Cognitive assessment reports;
• Educational background information;
• Assessment history.

Geolocation Information

• General location derived from IP address;
• Country or region of residence.

Commercial Information

• Purchase history;
• Membership information;
• Payment records;
• Service usage history.

Inferences

WorldIQ.org may generate insights, statistical analyses, cognitive profiles, or personalized reports based on user-provided information and assessment results.

10.2 Sources of Personal Information

We may collect personal information from:

• Information provided directly by users;
• Website interactions;
• Assessment activities;
• Customer support communications;
• Payment transactions;
• Cookies and tracking technologies;
• Third-party service providers;
• Authorized business partners.

10.3 Purposes for Collecting Personal Information

Personal information may be collected and processed for purposes including:

• Providing and maintaining services;
• Delivering assessments and reports;
• Processing payments;
• Managing user accounts;
• Providing customer support;
• Improving platform functionality;
• Conducting research and statistical analysis;
• Detecting fraud and security threats;
• Complying with legal obligations;
• Developing new products and services.

Additional details regarding processing purposes are described elsewhere in this Privacy Policy.

10.4 Disclosure of Personal Information

WorldIQ.org may disclose personal information to:

• Cloud hosting providers;
• Payment processors;
• Analytics providers;
• Security service providers;
• Customer support platforms;
• Artificial intelligence and technology partners;
• Research and educational partners;
• Officially affiliated business partners;
• Government authorities where required by law.

Such disclosures are made only for legitimate business purposes and subject to appropriate contractual and security safeguards.

10.5 No Sale of Personal Information

WorldIQ.org does not sell personal information to third parties for monetary consideration.

We do not allow third parties to purchase user data for advertising, marketing, or commercial profiling purposes.

If our practices change in the future, we will provide any notices and opt-out rights required by applicable law.

10.6 Right to Know

California residents have the right to request information regarding:

• Categories of personal information collected;
• Specific pieces of personal information collected;
• Sources of personal information;
• Purposes for collecting information;
• Categories of third parties receiving information;
• Categories of information disclosed for business purposes.

Upon receiving a verified request, WorldIQ.org will provide the requested information as required by law.

10.7 Right to Access

California residents may request access to the personal information that WorldIQ.org maintains about them.

This may include access to:

• Account information;
• Assessment history;
• Transaction records;
• Personal profile information;
• Other personal information maintained by WorldIQ.org.

10.8 Right to Correct

Users have the right to request correction of inaccurate personal information maintained by WorldIQ.org.

Upon verification, we will take reasonable steps to correct or update inaccurate information.

10.9 Right to Delete

California residents may request deletion of personal information collected from them.

Upon receipt of a verified request, WorldIQ.org will delete personal information unless retention is required or permitted by applicable law.

Exceptions may include situations involving:

• Legal compliance;
• Fraud prevention;
• Security investigations;
• Completion of transactions;
• Exercise or defense of legal claims;
• Internal uses reasonably aligned with user expectations.

10.10 Right to Limit Use of Sensitive Personal Information

To the extent WorldIQ.org processes sensitive personal information as defined under California law, California residents may have the right to request limitations on certain uses of such information.

WorldIQ.org uses sensitive personal information only as reasonably necessary to provide requested services, maintain security, comply with legal obligations, and support legitimate business purposes.

10.11 Right to Opt Out of Sharing

Where applicable under California law, users may have the right to opt out of certain forms of sharing personal information for cross-context behavioral advertising.

WorldIQ.org does not sell personal information and does not knowingly engage in advertising practices that require a "Do Not Sell or Share My Personal Information" mechanism under current operations.

Should this change, WorldIQ.org will implement the required opt-out mechanisms.

10.12 Right to Non-Discrimination

WorldIQ.org will not discriminate against any individual for exercising privacy rights under the CCPA or CPRA.

Users who exercise their privacy rights will not be denied services, charged different prices, receive reduced service quality, or otherwise be treated unfairly solely because they exercised their rights.

10.13 Authorized Agents

California residents may designate an authorized agent to submit privacy requests on their behalf.

WorldIQ.org may require:

• Proof of authorization;
• Verification of identity;
• Additional information necessary to confirm the validity of the request.

10.14 Verification of Requests

To protect user privacy and security, WorldIQ.org may verify the identity of individuals submitting requests before processing them.

Verification procedures may include:

• Email verification;
• Account authentication;
• Additional documentation where appropriate.

Requests that cannot be adequately verified may be denied in accordance with applicable law.

10.15 How to Exercise California Privacy Rights

California residents may submit requests regarding their privacy rights by contacting:

Privacy Officer
World IQ Organization
Support Email: support@worldiq.org

WorldIQ.org will respond to verified requests within the timeframes required under applicable California privacy laws.

10.16 Future Updates

WorldIQ.org may update this California Privacy Rights section from time to time to reflect changes in applicable laws, regulations, business practices, or technological developments.

Any material changes will be posted on this website together with an updated effective date.

11. United Kingdom Privacy Rights (UK GDPR)

This section applies to individuals located in the United Kingdom and supplements the other provisions of this Privacy Policy.

WorldIQ.org is committed to protecting the privacy and personal data of users in accordance with the United Kingdom General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and other applicable data protection laws and regulations in the United Kingdom.

If you are located in the United Kingdom, you may have certain rights regarding your personal data as described below.

11.1 Scope of Application

This section applies to the processing of personal data relating to:

• Individuals residing in the United Kingdom;
• Individuals accessing or using WorldIQ.org from within the United Kingdom;
• Personal data processed in connection with services offered to individuals in the United Kingdom.

Where applicable, this section supplements and prevails over conflicting provisions of this Privacy Policy to the extent required by UK data protection laws.

11.2 Personal Data We Process

WorldIQ.org may process personal data including:

Identity Information

• Full name;
• Username;
• Date of birth;
• Age;
• Gender (if provided);
• Nationality (if provided).

Contact Information

• Email address;
• Telephone number (if provided);
• Mailing address (if provided).

Account Information

• Account credentials;
• Membership status;
• Subscription information;
• User preferences and settings.

Assessment Information

• IQ assessment responses;
• Assessment scores;
• Cognitive reports;
• Historical assessment records;
• Educational information provided by users.

Technical Information

• IP address;
• Device information;
• Browser information;
• Operating system;
• Login activity;
• Security logs.

Transaction Information

• Purchase history;
• Billing information;
• Payment-related records;
• Subscription transactions.

Communication Information

• Customer support requests;
• Feedback submissions;
• Email correspondence;
• Survey responses.

11.3 Lawful Bases for Processing

Under UK GDPR, WorldIQ.org processes personal data only when a lawful basis exists.

The lawful bases may include:

Consent

Where users voluntarily provide consent for specific processing activities.

Examples include:

• Marketing communications;
• Optional surveys;
• Non-essential cookies;
• Certain research activities.

Users may withdraw consent at any time.

Performance of a Contract

Processing necessary to:

• Create and maintain accounts;
• Deliver assessments;
• Provide reports and certificates;
• Process subscriptions and purchases;
• Provide customer support.

Legal Obligations

Processing necessary to comply with:

• Tax obligations;
• Accounting requirements;
• Regulatory obligations;
• Court orders;
• Law enforcement requests.

Legitimate Interests

Processing necessary for legitimate business interests, including:

• Platform improvement;
• Fraud prevention;
• Security monitoring;
• Research and analytics;
• Service development;
• User support.

Such processing is carried out only where the legitimate interests are not overridden by the rights and freedoms of individuals.

11.4 Rights of Individuals Under UK GDPR

Individuals located in the United Kingdom may have the following rights:

Right to Be Informed

You have the right to receive clear information about how your personal data is collected and used.

Right of Access

You have the right to request:

• Confirmation that your personal data is being processed;
• Access to your personal data;
• Information about how your data is used.

Right to Rectification

You may request correction of inaccurate or incomplete personal data.

WorldIQ.org will take reasonable steps to update and correct information when appropriate.

Right to Erasure ("Right to Be Forgotten")

You may request deletion of your personal data where:

• The data is no longer necessary;
• Consent has been withdrawn;
• Processing is unlawful;
• Deletion is required by law.

Certain legal exceptions may apply.

Right to Restrict Processing

You may request that WorldIQ.org temporarily limit processing of your personal data in specific circumstances, including:

• Disputes regarding accuracy;
• Objections to processing;
• Pending legal claims.

Right to Data Portability

Where applicable, you may request a copy of your personal data in a structured, commonly used, and machine-readable format.

You may also request transmission of your data to another controller where technically feasible.

Right to Object

You may object to processing based on:

• Legitimate interests;
• Direct marketing;
• Research activities where permitted by law.

WorldIQ.org will evaluate and respond to such objections in accordance with applicable laws.

Rights Related to Automated Decision-Making

Individuals may have rights regarding decisions based solely on automated processing where such decisions significantly affect them.

Where applicable, users may request:

• Human review;
• Additional information;
• Opportunity to challenge the decision.

WorldIQ.org does not make legally significant decisions solely through automated processing unless authorized by law or with appropriate safeguards.

11.5 International Transfers of Personal Data

As a global organization, WorldIQ.org may transfer personal data outside the United Kingdom.

When such transfers occur, WorldIQ.org implements appropriate safeguards including:

• UK International Data Transfer Agreements (IDTA);
• UK Addendum to Standard Contractual Clauses (SCCs);
• Data Processing Agreements (DPAs);
• Encryption and security controls;
• Other legally recognized transfer mechanisms.

These measures are intended to ensure an adequate level of protection for personal data.

11.6 Data Retention

Personal data is retained only for as long as necessary to:

• Provide services;
• Maintain user accounts;
• Fulfill legal obligations;
• Resolve disputes;
• Conduct legitimate research;
• Protect platform security.

Further details can be found in the "Data Retention" section of this Privacy Policy.

11.7 Security of Personal Data

WorldIQ.org implements appropriate technical and organizational measures designed to protect personal data against:

• Unauthorized access;
• Accidental loss;
• Destruction;
• Alteration;
• Disclosure;
• Misuse.

Security measures may include:

• Encryption;
• Access controls;
• Authentication systems;
• Monitoring systems;
• Employee confidentiality obligations;
• Security audits and assessments.

11.8 Complaints and Supervisory Authority

If you believe that your personal data has been processed in violation of UK data protection laws, you may have the right to lodge a complaint with the United Kingdom Information Commissioner's Office (ICO).

Information about the ICO is available at:

https://www.ico.org.uk

We encourage users to contact WorldIQ.org first so that we may attempt to resolve any concerns directly.

11.9 Exercising Your UK GDPR Rights

To exercise any of your rights under UK GDPR, please contact:

Privacy Officer
World IQ Organization LLC
Support Email: support@worldiq.org

WorldIQ.org may request reasonable information to verify identity before processing a request.

Requests will be handled within the timeframes required under applicable UK data protection laws.

11.10 Changes to This UK GDPR Notice

WorldIQ.org may update this section periodically to reflect:

• Changes in UK data protection laws;
• Regulatory guidance;
• Technological developments;
• Business operations.

Any updates will be published on this website together with an updated effective date.

Continued use of WorldIQ.org after such updates constitutes acknowledgement of the revised notice.

12. Security Measures

WorldIQ.org is committed to protecting the confidentiality, integrity, availability, and security of personal information entrusted to us. We implement appropriate technical, administrative, organizational, and physical safeguards designed to protect personal data against unauthorized access, disclosure, alteration, destruction, loss, misuse, or other unlawful processing.

While no system can guarantee absolute security, WorldIQ.org continuously evaluates and improves its security practices to maintain an appropriate level of protection based on the nature, scope, context, and risks associated with the processing of personal information.

12.1 Information Security Program

WorldIQ.org maintains a comprehensive information security program designed to protect personal information and business data throughout its lifecycle.

Our security program is based on recognized industry standards and best practices, including principles derived from:

• General Data Protection Regulation (GDPR);
• UK GDPR;
• ISO/IEC 27001 Information Security Management Standards;
• National Institute of Standards and Technology (NIST) Cybersecurity Framework;
• Payment Card Industry Data Security Standards (PCI-DSS), where applicable;
• Other applicable privacy and cybersecurity requirements.

12.2 Access Control and Authentication

Access to personal information is restricted to authorized personnel who require access to perform legitimate business functions.

Security measures may include:

• Role-based access controls (RBAC);
• Least privilege access principles;
• Strong password requirements;
• Multi-factor authentication (MFA);
• Single Sign-On (SSO) systems;
• Session management controls;
• Account lockout protections;
• Periodic access reviews.

Employees, contractors, and service providers are granted access only to the information necessary for their responsibilities.

12.3 Encryption and Data Protection

WorldIQ.org uses encryption and other protective technologies to safeguard personal information.

These measures may include:

Data in Transit

Information transmitted between users and WorldIQ.org is protected using secure communication protocols such as:

• TLS (Transport Layer Security);
• HTTPS encryption;
• Secure API communication channels.

Data at Rest

Where appropriate, personal information stored in databases, cloud infrastructure, backups, and storage systems may be protected through:

• Encryption technologies;
• Secure key management;
• Access restrictions;
• Segregation of sensitive information.

12.4 Infrastructure and Network Security

WorldIQ.org utilizes secure infrastructure and network protection mechanisms designed to prevent unauthorized access and cyber threats.

Security measures may include:

• Firewalls;
• Intrusion detection systems (IDS);
• Intrusion prevention systems (IPS);
• Network segmentation;
• DDoS protection;
• Endpoint protection;
• Vulnerability scanning;
• Security monitoring systems.

Cloud hosting providers and infrastructure partners are expected to maintain industry-standard security practices.

12.5 Application Security

WorldIQ.org incorporates security considerations throughout the software development lifecycle.

Security practices may include:

• Secure software development procedures;
• Security reviews and testing;
• Vulnerability assessments;
• Penetration testing;
• Dependency management;
• Source code reviews;
• Security patch management;
• Secure deployment procedures.

We strive to identify and remediate vulnerabilities promptly when discovered.

12.6 Monitoring and Incident Detection

WorldIQ.org maintains monitoring systems designed to detect suspicious activity, security incidents, and unauthorized access attempts.

Monitoring activities may include:

• Login monitoring;
• Security event logging;
• Threat detection;
• Abuse prevention;
• Fraud detection;
• Network monitoring;
• System performance monitoring.

Security logs may be retained and reviewed for investigative, operational, and compliance purposes.

12.7 Employee Security and Confidentiality

WorldIQ.org requires employees, contractors, and authorized personnel to comply with confidentiality and security obligations.

Measures may include:

• Confidentiality agreements;
• Security awareness training;
• Privacy training;
• Access authorization procedures;
• Periodic policy reviews;
• Disciplinary procedures for unauthorized access or misuse.

Only personnel with a legitimate business need are permitted to access personal information.

12.8 Third-Party Security Management

WorldIQ.org may engage third-party service providers to support its operations.

Before sharing personal information, we may evaluate service providers based on factors including:

• Security capabilities;
• Privacy practices;
• Regulatory compliance;
• Contractual safeguards;
• Data protection commitments.

Where appropriate, service providers may be required to enter into:

• Data Processing Agreements (DPAs);
• Confidentiality agreements;
• Security commitments;
• International transfer safeguards.

12.9 Backup and Disaster Recovery

WorldIQ.org maintains measures designed to preserve the availability and recoverability of data.

Such measures may include:

• Regular backups;
• Geographic redundancy;
• Disaster recovery planning;
• Business continuity planning;
• Recovery testing procedures;
• Secure backup storage.

These measures are intended to reduce the risk of permanent data loss resulting from technical failures or unforeseen events.

12.10 Protection Against Fraud and Abuse

WorldIQ.org implements safeguards designed to prevent unauthorized use of services and protect users from fraud.

Measures may include:

• Fraud detection systems;
• Automated abuse prevention tools;
• Account verification procedures;
• Risk-based authentication;
• Suspicious activity monitoring;
• Anti-bot technologies.

WorldIQ.org reserves the right to suspend, restrict, or terminate accounts involved in fraudulent, abusive, or unlawful activities.

12.11 Security of Payment Information

Where payments are processed through third-party payment providers, payment information is handled in accordance with applicable security requirements and industry standards.

WorldIQ.org generally does not store complete payment card information on its own systems.

Payment processing may be conducted by trusted payment partners such as:

• PayPal;
• Stripe;
• Paddle;
• Airwallex;
• Lemon Squeezy;
• Dodo Payments;
• Other authorized payment providers.

Users should review the privacy and security policies of such providers where applicable.

12.12 Artificial Intelligence and Data Security

Where artificial intelligence, machine learning, or automated systems are used, WorldIQ.org applies appropriate safeguards designed to protect information processed through such technologies.

Measures may include:

• Access controls;
• Data minimization;
• Pseudonymization;
• Encryption;
• Vendor security reviews;
• Monitoring and auditing procedures.

Whenever feasible, information used for research, analytics, or model improvement will be anonymized or de-identified.

12.13 User Responsibilities

Users also play an important role in protecting their personal information.

Users are encouraged to:

• Choose strong passwords;
• Protect account credentials;
• Enable multi-factor authentication where available;
• Keep devices secure;
• Avoid sharing login information;
• Notify WorldIQ.org of suspected unauthorized access;
• Exercise caution when using public or shared devices.

WorldIQ.org cannot guarantee security where users fail to maintain reasonable security precautions.

12.14 Security Limitations

Although WorldIQ.org implements reasonable and appropriate safeguards, no transmission of information over the Internet and no electronic storage system can be guaranteed to be completely secure.

Accordingly:

• Users acknowledge the inherent risks associated with online communications;
• WorldIQ.org cannot guarantee absolute security;
• Security measures are continuously reviewed and improved to reduce risk.

12.15 Reporting Security Concerns

If you believe that your account, personal information, or interactions with WorldIQ.org have been compromised, please contact us immediately.

Security Team
World IQ Organization

Support Email: support@worldiq.org

WorldIQ.org takes security seriously and will investigate reported security concerns in accordance with applicable policies, legal obligations, and industry best practices.

12.16 Continuous Improvement

Security threats evolve over time. Accordingly, WorldIQ.org regularly reviews, updates, and enhances its security measures to address emerging risks, technological developments, regulatory requirements, and industry best practices.

Our goal is to maintain a robust and resilient security framework that protects users, partners, employees, and the integrity of our services.